FOR FIRST-TIME INVESTORS
Acqua Funding offers a "Premium" and "Standard" first time investor program for both bridge and rental loans. Call now and have the Acqua team pre-approve your program placement for just a small fee.
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PREMIUM
Fix and Flip Program
(1-4 unit)
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670+ credit required to qualify
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85-90% of purchase + 100% of Rehab for first timers
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No full appraisal
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Soft pull on credit
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5-10 day funding
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70-75% ARV limiter
STANDARD
Fix and Flip Program
(1-4 unit)
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660+ credit to qualify
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Up to 80% of purchase + 100 of rehab for first timers
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Soft pull on credit
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12-20 day funding
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No appraisal options available
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70-75% ARV limiter
PREMIUM
Rental Program
(1-4 unit)
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680+ credit to qualify
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80% on purchases and up to 80% on refinances
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No rural
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Soft pull on credit
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1.0x minimum DSCR ratio
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No seasoning requirement
STANDARD
Rental Program (1-4 unit)
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660+ credit to qualify
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Up to 75% on purchases and 75% on refinances
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No rural
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1.0x minimum DSCR ratio
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12-20 day funding
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No seasoning requirement
WORKING WITH US
Acqua Funding's combined executive experience has been a part of over $5 billion in real estate transactions.
SERVICE SHAPED BY TRUST
We know the ins and outs of the business. We have tested what works and what doesn't. Acqua was founded on the principles of trust and opportunity, and we want every investor to feel equipped with service that speaks to these values.
EXECUTION DRIVEN
Every investor, no matter the experience level, will have the same level of attention at Acqua. We want our investors to know that we are with them throughout the entire loan process. We will make sure our leadership is involved on every loan to ensure security and comfort in our borrowers.
DEAL MAKERS
The team at Acqua has seen millions of scenarios. We will go to bat on any loan scenario and move as much as we can to get the deal done. All we want to do at Acqua is get our borrowers the best possible terms on the market.
SUPERIOR SERVICE
You will see why Acqua earns its reputation for closing faster than anybody else. Our loan processing team prides itself on making sure you are well informed throughout the entire underwriting process. We will do our very best to keep you updated and in-the-loop for every step of the loan process.
Program Placement
Pre-Approval
Acqua Funding's processing team will run a preliminary credit review which allows you to know which program you will be placed in once you start your investment journey.
FOR EXPERIENCED BORROWERS
At Acqua, experienced borrowers have access to the best terms and pricing on the market. We will offer a price beat guaranteed for any competitor in our space. Sounds too good to be true? Call us now and find out.
ARSENAL OF PRODUCTS
Acqua is not only confined to your traditional fix and flip loan. We offer rental loans, construction loans, heavy rehab loans, straight acquisition, refinance/rehabs, and much more. Acqua is truly the one stop shop to service your real estate investment financing needs.
WORKING WITH US
ARSENAL OF PRODUCTS
Acqua Funding offers a variety of different products such as fix and flip, traditional bridge, rental loans, and construction loan. Acqua is truly the one stop shop for all of your investment needs.
VERSATILITY
Acqua Funding has a common-sense underwriting approach that allows us to be flexible on our deals. We have a loose credit box that remains flexible for all scenarios and all types of borrowers.
FASTEST CLOSINGS
Acqua Funding boasts the fastest turn times to close on the market. The average turn time to close is ~10 days for bridge loans and ~22 days for rental loans.
EXECUTION
Acqua gets deals to the closing table. We want these deals to get done and are in your corner to do everything we can to achieve that. Our flexible guidelines make sure of this.