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Real Estate Lending Solutions
The quickest, most competitive direct lender on the market. Welcoming all experience-level investors. At Acqua, there is no ego, no nonsense, just fluid funding solutions.
Are you ready to experience residential lending greatness?
Welcome To Acqua Funding
Fast And Aggressive Financing For All Investors
Whether you are a first time investor or a seasoned veteran, Acqua offers you the best terms on the market, guaranteed.
20+ Combined Years
In Real Estate Finance
$3 Billion+
In Managed Assets
$200 Million+
In Loans Financed
Lending Products
Fast And Aggressive Financing For Every Loan Scenario.
Fix And Flip
Acqua Funding's premium fix and flip program provides you with the most competitive pricing and leverage on the market.
Premium Program
700+ credit required to qualify
Up to 95% of purchase + 100% of rehab for pro level investors
Up to 90% of purchase + 100% of rehab for first time investors
~2 week close
Fix And Flip
Acqua Funding's standard fix and flip program provides you with the most competitive pricing and leverage on the market for slightly lower FICO score borrowers.
Standard Program
670+ credit required to qualify
Up to 85% of purchase + 100% of rehab for first time investors
Up to 90% of purchase + 100% of rehab for second timers
Heavy rehab OK
Rental
Our single family(1-4 unit) premium rental loan product provides you with the most competitive pricing and leverage on the market with the help of our dedicated experts.
Premium Program
700+ credit to qualify
Up to 80% on purchases and 75% on cashout refinances
1.0x minimum DSCR ratio
~3 week close
Rental
Our single family(1-4 unit) standard rental loan product provides you with the most competitive pricing and leverage on the market for slightly lower FICO score borrowers.
Standard Program
670+ credit to qualify
Up to 80% on purchases and 75% on refinances
1.0x minimum DSCR ratio
Rural OK in some cases
Ground Up
Acqua Funding secures ground up construction loan financing for single family homes all over the United States with a simple, common sense underwriting approach.
All Investor
670+ credit required to qualify
1 prior experience needed to qualify
The highest leverage available on the market
Up to 90% LTC for pros
How It Works
How Acqua Works
First Contact
Please call in or fill out our loan submission form in order to connect with one of our industry-leading loan specialists.
Document Review
Once your loan scenario is approved, Acqua will request just a few documents to underwrite your loan scenario. Acqua prides itself on its average turn time to close of ~10 days on bridge deals and ~18 days on rental loans.
Close With Acqua!
Acqua will be with you at every step of the loan process to get your file closed. We make sure our leadership is involved on every loan to give our clients a "hands-on" feel.
Client Testimonials
Real Reviews, Real People
Great experience!! They said at the beginning what they could do, and then efficiently went thru the process and we closed our first deal!! I look forward to working with Andrew and Nina going forward on more opportunities.
Will Murphy
FAQs
Frequently Asked Questions
Our Client
As Seen On
First-time Investors
90% of Purchase + 100% of Rehab for First Timers with Strong Credit.
Acqua Funding offers up to 90% of purchase + 100% of rehab for first time investor who qualify for its "Premium Program." All we need is a quality credit score to approve you. This generally is above a 740 but can be lower in some cases.
If credit is not stellar, our "Standard Program" will have the right funding structure for your first time investment. Call our hotline to speak to a specialist now!
