Acqua Funding is a leading 1-4 unit residential direct lender & consulting agency that is focused on creating strong partnerships with real estate investors and efficiently delivering scalable financing solutions. Acqua lends on non-owner occupied, 1-4 unit residential investment purpose loans only. At Acqua, there is no ego, just fluid funding.

Yes, Acqua Funding has a whole arsenal of direct lending products. We have the ability to do bridge, rental, and ground up loans in house. 1-4 unit only.

We have partnered with a large, institutional REIT, to assist us with deploying our capital.

This partnership allows Acqua Funding to boast a price beat guaranteed for any lender in our space.

Yes, Acqua Funding is willing to outcompete any lender in the non-QM space on pricing so long as the deal/sponsor qualifies to their guidelines.

Acqua Funding's recent financing partnership with a large, institutional REIT has allowed Acqua to confidently out-price anybody in their market.

No, Acqua Funding does NOT work with mortgage brokers of any type at this time.

No. Acqua Funding does not require hard credit pulls for short or long term financing in any capacity.

Acqua Funding's Premium 1st Time Flipper program allows for up to 90% of purchase + 100% rehab, so long as the borrower qualifies via a high-quality credit profile.

Our dedicated staff will run a preliminary approval for any loan scenario to let you know if you qualify for this program. We firmly believe that high credit is a sign of a wealthy individual.

The "Standard Program" is geared towards investors with FICO 660-700. The "Premium Program" is geared towards investors with FICO 700+, generally speaking.

Acqua Funding funds nationwide with the exception of just a few states. Our in house program provides loans in all states except North Dakota, Nevada, South Dakota, and Vermont.

Acqua Funding's processing team will run a preliminary credit review(soft pull) which allows you to know which funding program you will be placed in once you start your investment journey.

This is the easiest way to have 100% confidence going into your first deal, whether that be a fix and flip or a rental.