Fix and Flip Program (1-4 unit)
PREMIUM
700+ credit required to qualify
Up to 95% of purchase + 100% of rehab with experience
No full appraisal required on certain scenarios
Soft pull on credit
Fix and Flip Program (1-4 unit)
STANDARD
660+ credit to qualify
Up to 90% of purchase + 100% of rehab for lower FICO's
Soft pull on credit
Heavy Rehab OK
70-75% ARV limiter
Rental Program (1-4 unit)
PREMIUM
700+ credit to qualify
80% on purchases and up to 80% on refinances
Lease required for 80% LTV cashout
0 to 5 year prepays
0.8 x minimum DSCR ratio
Rental Program (1-4 unit)
STANDARD
660+ credit to qualify
Up to 80% on purchases and 75% on refinances
No lease required
0 to 5 year prepays
1.0x minimum DSCR ratio
WORKING WITH US
Acqua Funding's combined executive experience has been a part of over $5 billion in real estate transactions.
SERVICE SHAPED BY TRUST
We know the ins and outs of the business. We have tested what works and what doesn't. Acqua was founded on the principles of trust and opportunity, and we want every investor to feel equipped with service that speaks to these values.
EXECUTION DRIVEN
Every investor, no matter the experience level, will have the same level of attention at Acqua. We want our investors to know that we are with them throughout the entire loan process. We will make sure our leadership is involved on every loan to ensure security and comfort in our borrowers.
The team at Acqua has seen millions of scenarios. We will go to bat on any loan scenario and move as much as we can to get the deal done. All we want to do at Acqua is get our borrowers the best possible terms on the market.
SUPERIOR SERVICE
You will see why Acqua earns its reputation for closing faster than anybody else. Our loan processing team prides itself on making sure you are well informed throughout the entire underwriting process. We will do our very best to keep you updated and in-the-loop for every step of the loan process.