top of page

FOR FIRST-TIME INVESTORS

Acqua Funding offers a "Premium" and "Standard" first time investor program for both bridge and rental loans.  Call now and have the Acqua team pre-approve your program placement for just a small fee. 

Fix and Flip Program (1-4 unit)

PREMIUM

700+ credit required to qualify

Up to 90% of purchase + 100% of rehab for first timers

No full appraisal required

Soft pull on credit

No bank statements required

Fix and Flip Program (1-4 unit)

STANDARD

660+ credit to qualify

Up to 82.5% of purchase + 100 of rehab for first timers

Soft pull on credit

Heavy rehab OK

65% ARV limiter

Rental Program (1-4 unit)

PREMIUM

700+ credit to qualify

80% on purchases and up to 80% on refinances

Lease required for 80% LTV cashout

0 to 5 year prepays

Soft pull on credit

0.8x minimum DSCR ratio

Rental Program (1-4 unit)

STANDARD

660+ credit to qualify

Up to 80% on purchases and 75% on refinances

No lease required

0 to 5 year prepays

1.0x minimum DSCR ratio

9ac35772fa9849248e52432bba9ecfe6.jpg

Program Placement Pre-Approval

Acqua Funding's processing team will run a preliminary credit review which allows you to know which program you will be placed in once you start your investment journey. Call now to get pre-approved.

House.

WORKING WITH US

Acqua Funding's combined executive experience has been a part of over $5 billion in real estate transactions.

SERVICE SHAPED BY TRUST

We know the ins and outs of the business. We have tested what works and what doesn't. Acqua was founded on the principles of trust and opportunity, and we want every investor to feel equipped with service that speaks to these values.

EXECUTION DRIVEN

Every investor, no matter the experience level, will have the same level of attention at Acqua. We want our investors to know that we are with them throughout the entire loan process. We will make sure our leadership is involved on every loan to ensure security and comfort in our borrowers.

DEAL MAKERS

The team at Acqua has seen millions of scenarios. We will go to bat on any loan scenario and move as much as we can to get the deal done. All we want to do at Acqua is get our borrowers the best possible terms on the market.

SUPERIOR SERVICE

You will see why Acqua earns its reputation for closing faster than anybody else. Our loan processing team prides itself on making sure you are well informed throughout the entire underwriting process. We will do our very best to keep you updated and in-the-loop for every step of the loan process.

bottom of page