104a8b_db184ec41e064cfd8920aec00d6e7e59~mv2.jpeg

For First-time Investors

Acqua Funding offers a "Premium" and "Standard" first time investor program for both bridge and rental loans. Call now and have the Acqua team pre-approve your program placement for just a small fee.

Fix and Flip Program (1-4 unit)

Premium Program

700+ credit required to qualify

Up to 90% of purchase + 100% of rehab for first timers

No full appraisal required

Soft pull on credit

No bank statements required

Get an Estimate

Fix and Flip Program (1-4 unit)

Standard

670+ credit to qualify

Up to 85% of purchase + 100 of rehab for first timers

Soft pull on credit

Heavy rehab OK on exception

65% ARV limiter

Get an Estimate

Rental Program (1-4 unit)

Premium Program

700+ credit to qualify

80% on purchases and up to 75% on refinances

No lease required

0 to 5 year prepays

Soft pull on credit

0.8x minimum DSCR ratio

Get an Estimate

Rental Program (1-4 unit)

Premium Program

670+ credit to qualify

Up to 80% on purchases and 75% on refinances

No lease required

0 to 5 year prepays

1.0x minimum DSCR ratio

Get an Estimate

Program Placement Pre-Approval

Acqua Funding's processing team will run a preliminary credit review which allows you to know which program you will be placed in once you start your investment journey. Call now to get pre-approved with no ding on your score.

Meet Our Team

Read About Us

Fair credit score report with toy model of a house.jpg

How It Works

How Acqua Works

It's important for us to make the loan process as simple as possible. We are aware that time is money in this world. Acqua has created a loan process that is the most efficient in the industry.

Step 01

First Contact

Please call in or fill out our loan submission form in order to connect with one of our industry-leading loan specialists.

Get an Estimate

Step 02

Get A Quote

One of our loan specialists will reach out to you within 6 hours of loan submission form and offer an instant approval or denial on your loan scenario! We will not keep you waiting.

Step 03

Document Review

Once your loan scenario is approved, Acqua will request just a few documents to underwrite your loan scenario. Acqua possesses the "lightest" underwriting process on the market. Acqua prides itself on its average turn time to close of ~10 days on bridge deals and ~18 days on rental loans.

Step 04

Close With Acqua!

Acqua will be with you at every step of the loan process to get your file closed. We make sure our leadership is involved on every loan to give our investor's a "hands-on" feel.